Loans & credit

Borrow on terms you can read in one sitting

Fixed instalments, a single clear rate and the ability to settle early at no extra cost.

Personal loans

Fund a move, a course or a repair with a fixed monthly instalment and a known end date.

Working-capital facility

Short-term credit for inventory and payroll, repaid as receivables land.

Transparent pricing

One rate, no arrangement surprises, and the total cost of credit shown before you accept.

Flexible settlement

Pay ahead or settle in full whenever you like — there is no early-repayment penalty.

Eligibility in minutes

An indicative decision based on your account activity, without affecting your standing.

Repayments in-app

Instalments appear in your dashboard history, so nothing is ever a mystery.

Ready when you are

Open your Keybank account in minutes — no branch visit required.

Open an account